Once youve chosen a mover, it does not mean that you can just sit back and relax while they do the hard work. There are still concerns that you will have to deal with to ensure that the move goes smoothly.

Bill of Lading

This is the legal contract between you and the mover. The bill of lading includes the name and address of the mover and the details of payment. It also has details of the move such as the date and time for pickup and delivery. In addition, it should include details of the claims protection you are entitled to.

You should always read it carefully and be sure that you understand everything in it before you sign. If there is something you dont understand, ask questions. Dont be pressured by the movers standing around and waiting.

Keep in mind that despite your best efforts, it is still possible that the mover will try to cheat you. You dont want the movers to hold your things hostage to force you to pay more than what you agreed upon.

Liability Insurance

If you ask your mover to pack up your things, they are required to offer you liability coverage. This will protect you in case something is damaged during the move. There are two levels of liability available:

Full Value Protection. Also known as Replacement Protection, under this coverage, the mover is required to replace an item that is damaged, lost or destroyed while under their custody. They can:

Replace the item with a similar one
Repair the item
Provide a cash settlement that covers its replacement value or the cost of repairing the item

To avail of Full Value Protection, you will have to pay an extra cost. The exact amount will vary depending on the mover, but you can reduce the cost by opting for a higher deductible.

Released Value Protection. The mover offers this protection no extra cost, but they will accept liability only for $0.60 per article per pound. To compute the amount of the protection, multiply the weight of the item in pounds by sixty cents. Thus, if the item weighs 100 pounds, the mover is only liable for $60 no matter what its actual value is.

Your possessions are automatically covered under the Full Replacement Protection, unless you specifically chose Released Value Protection. You must agree to this alternative protection under the Bill of Lading.